Certificate of Deposits

Our CD comparison table should help you decide which account is right for you. Just find the term and minimum opening balance that best meets your savings needs.

Rates Current as of: November 18, 2008
Last Rate Change: October 31, 2008

CERTIFICATES OF DEPOSIT
Term	Current Rate	APY	Minimum Balance to Open
1 Month CD	2.23%	2.25%	$10,000
2 Month CD	2.33%	2.36%	$10,000
3 Month CD	2.47%	2.50%	$500
3 Month CD	2.81%	2.85%	$10,000
4 Month CD	2.81%	2.85%	$10,000
5 Month CD	2.72%	2.75%	$10,000
6 Month CD	2.72%	2.75%	$500
7 Month CD	2.72%	2.75%	$10,000
8 Month CD	2.72%	2.75%	$10,000
9 Month CD	2.72%	2.75%	$10,000
10 Month CD	2.72%	2.75%	$10,000
12 Month CD	2.67%	2.70%	$500
14 Month CD	2.72%	2.75%	$10,000
15 Month CD	2.72%	2.75%	$10,000
18 Month CD	2.67%	2.70%	$500
24 Month CD	2.67%	2.70%	$500
25 Month CD	2.67%	2.70%	$1,000
30 Month CD	2.67%	2.70%	$500
36 Month CD	2.96%	3.00%	$500
60 Month CD	3.35%	3.40%	$500

*Minimum Balance (the amount of principal in the account each day)
A penalty may be imposed for withdrawals before maturity from term accounts.
Fees imposed on your account may affect the Annual Percentage Yield.
Contact Customer Service at 1-800-874-9779 for further information about applicable fees and terms.

Offices Throughout Northern California
For the office nearest you call 1-800-874-9779
Deposits Federally Insured to $100,000 and Backed by the Full Faith Credit of the U.S. Government.

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Lost or Stolen Debit Card?Please call an El Dorado Savings Bank representative at
1-800-874-9779 to report your card lost or stolen. After hours or weekends, please call
1-800-236-2442.
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