El Dorado Savings Bank
Personal Information Privacy Protection Policy

At El Dorado Savings Bank, protecting the privacy of your personal information is important to all staff and management. We value your business and the trust you put in El Dorado Savings Bank. To offer you the financial products and services you seek, we collect, maintain, and use information about you on a routine basis. To help you better understand how your personal information is protected at El Dorado Savings Bank, we are providing you with the following statement describing our practices and policies with respect to the privacy of customer information. In the event you terminate your customer relationship with us, or become an inactive customer, we will continue to adhere to the policies and practices described in this notice.

INFORMATION WE COLLECT

As a trusted financial institution, we collect, retain and use nonpublic personal information about individual customers, as allowed by law, to provide products and services to our customers. We may collect nonpublic personal information from such sources as:

  • Applications for loans, deposit account documents, and other forms;
  • Information about your transactions with us, our affiliates, or others; and
  • Information we receive from a consumer reporting agency.

INFORMATION WE SHARE

We may disclose nonpublic personal information about you with nonaffiliated third parties under certain circumstances to provide account services. Any nonpublic personal information shared is conducted in strict adherence to applicable law

WHO RECEIVES INFORMATION AND WHY

We exchange nonpublic personal information with certain nonaffiliated third parties (under limited circumstances) to the extent permissible under law to service your account, offer you products or services we believe you may find valuable, report to credit bureaus, manage risk, and for other financial services related activities.

HOW WE PROTECT YOUR INFORMATION

We understand that the protection of your nonpublic personal information is of the utmost importance. Guarding your privacy is our obligation. El Dorado Savings Bank maintains strict procedures and policies to safeguard your privacy. We maintain physical, electronic, and procedural safeguards that comply with all applicable laws, regulations, and industry standards to guard your nonpublic personal information. We train and provide guidelines to our employees to protect the information we receive from customers. We also maintain security standards and procedures to prevent unauthorized access to this information. We restrict access to nonpublic personal information only to those employees who have a business reason to know such information and we educate our employees about the importance of confidentiality and customer privacy.

CHANGES TO THIS POLICY

We may amend this policy at any time, and we will inform you of any changes as required by law. This policy may be viewed on our Web site at: www.eldoradosavingsbank.com

QUESTIONS ABOUT THIS POLICY

If you have any questions about our Privacy Policy, please telephone an El Dorado Savings Bank customer service representative at (800) 874-9779, or contact your local branch manager.