El Dorado Savings Bank
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Rates and Fees
 
Deposit Account Rates
(Rates Subject to Change Daily)
Rates Current as of January 22, 2008
Last Rate Change January 15, 2008

Account Type Interest
Rate
Annual
Percentage
Yield
Minimum
Deposit to Open
Account
Minimum Balance*
To Obtain Annual
Percentage Yield

CHECKING ACCOUNTS
Simply Free Checking No Interest $50.00 N/A
Regular Checking No Interest $100.00 N/A
Interest Checking 0.20% 0.20% $100.00 $500.00
Investor's 2.47% 2.50% $5,000 $100,000 or more
Money 2.23% 2.25% $50,000-99,999
Market 1.98% 2.00% $25,000-49,999
Checking 1.88% 1.90% $15,000-24,999
1.69% 1.70% $5,000-14,999
0.00% 0.00% $1-4,999
Business Checking No Interest $100 N/A
Business Interest Checking .20% .20% $100 $2,500

SAVINGS ACCOUNTS & CERTIFICATES OF DEPOSIT
Regular Savings 0.42% 0.42% $100 $300
Gold 2.86% 2.90% $5,000 $100,000 or more
Money 2.52% 2.55% $50,000-99,999
Market 2.13% 2.15% $25,000-49,999
Savings 2.03% 2.05% $15,000-24,999
1.83% 1.85% $5,000-14,999
0.00% 0.00% $1-4,999
Business 2.28% 2.30% $5,000 $100,000 or more
Money 2.03% 2.05% $50,000-99,999
Market 1.93% 1.95% $25,000-49,999
Savings 1.88% 1.90% $15,000-24,999
1.83% 1.85% $5,000-14,999
0.00% 0.00% $1-4,999
1 Month CD 2.62% 2.65% $10,000 $10,000
2 Month CD 2.62% 2.65% $10,000 $10,000
3 Month CD 2.72% 2.75% $500 $500
3 Month CD 4.07% 4.15% $10,000 $10,000
4 Month CD 3.93% 4.00% $10,000 $10,000
5 Month CD 3.06% 3.10% $10,000 $10,000
6 Month CD 3.06% 3.10% $500 $500
7 Month CD 3.30% 3.35% $10,000 $10,000
8 Month CD 4.07% 4.15% $10,000 $10,000
9 Month CD 3.83% 3.90% $10,000 $10,000
10 Month CD 3.83% 3.90% $10,000 $10,000
12 Month CD 3.64% 3.70% $500 $500
14 Month CD 3.93% 4.00% $10,000 $10,000
15 Month CD 3.93% 4.00% $10,000 $10,000
18 Month CD 3.83% 3.90% $500 $500
24 Month CD 3.93% 4.00% $500 $500
25 Month CD 3.98% 4.05% $1,000 $1,000
30 Month CD 4.03% 4.11% $500 $500
36 Month CD 4.07% 4.15% $500 $500
60 Month CD 4.07% 4.15% $500 $500
18 Month Retirement Plan 4.20% 4.20% $250 $250

JUMBO CERTIFICATES OF DEPOSIT
30 to 59 Day 2.72% 2.75% $99,000 $99,000
60 to 89 Day 2.82% 2.85% $99,000 $99,000
90 to 119 Day 4.09% 4.15% $99,000 $99,000
120 to 149 Day 4.10% 4.15% $99,000 $99,000
150 to 179 Day 3.47% 3.50% $99,000 $99,000
180 to 239 Day 4.12% 4.15% $99,000 $99,000
240 to 269 Day 4.13% 4.15% $99,000 $99,000
270 to 365 Day 4.10% 4.10% $99,000 $99,000
2 Year 4.15% 4.15% $99,000 $99,000
3 Year 4.15% 4.15% $99,000 $99,000
5 Year 4.15% 4.15% $99,000 $99,000

*Daily balance (the amount of principal in the account each day)
A penalty may be imposed for withdrawals before maturity from term accounts.
Fees imposed on your account may affect the Annual Percentage Yield.
Contact Customer Service at 1-800-874-9779 for further information about applicable fees and terms.

Offices Throughout Northern California
For the office nearest you call 1-800-874-9779
Deposits Federally Insured to $100,000 and Backed by the Full Faith Credit of the U.S. Government.
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El Dorado Savings Bank, FSB

4040 El Dorado Rd
Placerville, CA  95667

(800) 874-9779 or (530) 622-1492

Copyright © 2006 El Dorado Savings Bank. All rights reserved.