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Certificates of Deposit

Our CD comparison table should help you decide which account is right for you. Just find the term and minimum opening balance that best meets your savings needs.

Rates and Yields are Accurate as of: January 1, 2022
(Rates Subject to Change Daily)

 

Choose the CD account that fits you and Apply Now!

Certificates of Deposit

Account Type Interest Rate APY* Min. Opening Deposit
Min. Balance To Obtain APY**		 Apply Now
1 Month CD 0.05% 0.05% $10,000 Apply Now
2 Month CD 0.10% 0.10% $1,000 Apply Now
3 Month CD 0.10% 0.10% $10,000
 Apply Now
3 Month CD 0.10% 0.10% $500 Apply Now
4 Month CD 0.15% 0.15% $10,000 Apply Now
5 Month CD 0.15% 0.15% $10,000 Apply Now
6 Month CD 0.16% 0.16% $500 Apply Now
7 Month CD 0.16% 0.16% $10,000 Apply Now
8 Month CD 0.18% 0.18% $10,000 Apply Now
9 Month CD 0.20% 0.20% $10,000 Apply Now
10 Month CD 0.20% 0.20% $10,000 Apply Now
12 Month CD 0.20% 0.20% $500 Apply Now
14 Month CD 0.25% 0.25% $10,000 Apply Now
15 Month CD 0.30% 0.30% $10,000 Apply Now
18 Month CD 0.30% 0.30% $500 Apply Now
24 Month CD 0.40% 0.40% $500 Apply Now
25 Month CD 0.45% 0.45% $1,000 Apply Now
30 Month CD 0.50% 0.50% $500 Apply Now
36 Month CD 0.55% 0.55% $500 Apply Now
60 Month CD 0.90% 0.90% $500 Apply Now
18 Month IRA 0.50% 0.50% $250
*APY = Annual Percentage Yield

 

Jumbo Certificates of Deposit

Account Type Interest Rate APY* Min. Opening Deposit Min. Balance To Obtain APY**
30 to 59 Day 0.08% 0.08% $99,000 $99,000
60 to 89 Day 0.10% 0.10% $99,000 $99,000
90 to 119 Day 0.12% 0.12% $99,000 $99,000
120 to 149 Day 0.15% 0.15% $99,000 $99,000
150 to 179 Day 0.18% 0.18% $99,000 $99,000
180 to 239 Day 0.20% 0.20% $99,000 $99,000
240 to 269 Day 0.23% 0.23% $99,000 $99,000
270 to 365 Day 0.25% 0.25% $99,000 $99,000
2 Year 0.55% 0.55% $99,000 $99,000
3 Year 0.60% 0.60% $99,000 $99,000
5 Year 1.00% 1.00% $99,000 $99,000
*APY = Annual Percentage Yield

 

**Minimum Balance (the amount of principal in the account each day)
A penalty may be imposed for withdrawals before maturity from term accounts.
Fees imposed on your account may affect the Annual Percentage Yield.
Contact Customer Service at 1-800-874-9779 for further information about applicable fees and terms.
Offices Throughout Northern California - For the office nearest you call 1-800-874-9779
Deposits Federally Insured to $250,000 and Backed by the Full Faith Credit of the U.S. Government.

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CONTACT US

Monday-Friday 9:00am-5:00pm
1-800-874-9779

For Online Banking assistance
after hours and weekends:
1-866-374-5914

Email Us

4040 El Dorado Rd.
Placerville, CA 95667

Member FDIC Equal Housing Lender

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El Dorado Savings Bank.
All Rights Reserved.
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